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Terms of Use

Effective Date: 2026-07-27

These Terms of Use (the "Terms") apply to your access to and use of this website (the "Website"), which is operated by Unicode Digital Ltd. ("Unicode", the "Company", "we", "us" or "our").

By accessing or using the Website, you acknowledge that you have read, understood and agreed to be bound by these Terms. If you do not agree to these Terms, you must immediately cease using the Website.

1. Use of the Website

The Website is provided solely for the purpose of making general information about the Company and its business activities available.

You may access and use the Website only in compliance with applicable laws.

You agree that you will not:

  • use the Website for any unlawful purpose;
  • interfere with the operation or security of the Website;
  • attempt to gain unauthorised access to any system or server connected to the Website;
  • reproduce, republish, distribute, modify or otherwise exploit any content on the Website without the Company's prior written consent;
  • use crawlers, robots or other automated tools to scrape or collect information from the Website;
  • circumvent any access restriction, security measure or authentication mechanism;
  • impersonate any person or submit false information;
  • use the Website to commit fraud, distribute spam or transmit malicious code; or
  • impose an unreasonable or disproportionately large load on the Website.

2. No Offer or Advice

The content of the Website is provided for informational purposes only.

Nothing on the Website constitutes:

  • an offer to sell any financial instrument or financial product;
  • a solicitation of any offer to purchase;
  • investment advice;
  • legal advice;
  • tax advice; or
  • accounting advice.

No investment decision should be made in reliance on any material contained on the Website.

Any investment product or asset management service that may lawfully be made available to particular persons shall be offered only pursuant to the applicable definitive offering documents, investment management agreement, subscription documents and other formal legal documentation.

3. Intellectual Property

All content on the Website, including but not limited to:

  • text;
  • graphics;
  • logos;
  • branding;
  • designs;
  • software;
  • research commentary;
  • charts; and
  • reports,

is owned by the Company or used under licence and is protected by applicable intellectual property laws.

No licence is granted other than the right to view such content for personal informational purposes.

4. Accuracy of Information

Although the Company endeavours to ensure that information on the Website is accurate as at the date of publication, the Company makes no express or implied representation or warranty regarding the:

  • completeness;
  • accuracy;
  • reliability;
  • suitability; or
  • availability

of any information on the Website.

Information may be updated, amended or removed at any time without prior notice.

5. Third-Party Links

The Website may contain links to third-party websites or resources.

The Company does not control, and accepts no responsibility for, the content, security or privacy practices of any third-party website.

The inclusion of any link does not imply endorsement of the relevant third party or its website, products or services.

6. Limitation of Liability

To the fullest extent permitted by law, the Company and its directors, officers, employees, affiliates and agents shall not be liable for any loss or damage arising out of or in connection with:

  • access to or use of the Website;
  • inability to access the Website;
  • reliance on information contained on the Website;
  • interruptions, errors, omissions or delays in the operation of the Website; or
  • malware or cybersecurity incidents.

This limitation of liability applies to indirect, incidental, consequential and special damages.

7. Amendments to the Terms

The Company may amend these Terms at any time without prior notice.

Any updated version will be published on the Website and will take effect from the date of publication.

8. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the British Virgin Islands.

Any dispute arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of the British Virgin Islands.

9. Eligibility and Access Restrictions

The Website is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be prohibited or contrary to any law or regulation, or would subject the Company to any additional registration, approval, exemption or similar requirement.

You are solely responsible for determining whether your access to and use of the Website complies with all laws, regulations and other restrictions applicable to you. Any person subject to such prohibition or restriction must not access the Website.

Public access to the Website does not mean that you are eligible to receive any non-public investment information or participate in any investment activity. Any such eligibility must be separately verified in accordance with applicable law and the Company's internal procedures.

The Company makes no representation or warranty that your access to or use of the Website is lawful in your jurisdiction. You are solely responsible for complying with all applicable local laws.

10. Licence

Subject to your continued compliance with these Terms, the Company grants you a limited, non-exclusive, revocable and non-transferable licence to access and use the Website.

You may access, use and store content from the Website solely for personal, non-commercial purposes, provided that you retain all copyright and other proprietary notices.

Without the Company's prior written consent, you may not modify, reproduce, distribute, transmit, display, reprint, publish, license, create derivative works from, transfer, sell or otherwise exploit any content from the Website in any medium.

Nothing in these Terms shall be construed as granting, by implication or otherwise, any licence or right to use any trademark, logo or other proprietary name of the Company.

11. Privacy and Cookies

The Company treats your personal data as confidential information. All information collected during your use of the Website, including log or clickstream data, will be used strictly for internal purposes and kept confidential in accordance with applicable law.

The Website may use cookies and similar technologies for website operation, security, preference settings, statistical analysis and other purposes described in the Privacy Policy or Cookie Policy.

If there is any inconsistency between these Terms and the Privacy Policy in relation to the processing of personal information, the Privacy Policy shall prevail.

12. Confidentiality on the Internet

Your use of the internet is entirely at your own risk and is subject to all applicable laws and regulations.

Although the Company endeavours to maintain a secure and reliable Website, it cannot guarantee the confidentiality of any communication or material transmitted to or from the Website over the internet.

The Company accepts no responsibility for the security of any information transmitted over the internet or for any consequence arising from reliance on such information.

You assume all risks associated with your use of the Website.

13. Website Security

To the extent permitted by applicable law, the Company may collect, record and analyse technical and activity information relating to the use of the Website for the purposes of maintaining the security and proper operation of the Website, preventing fraud, investigating unauthorised or unlawful activities, resolving technical issues and complying with legal or regulatory obligations.

Such information will be processed in accordance with the Privacy Policy and may be reviewed by appropriate governmental, regulatory or law-enforcement authorities where required by law or where necessary to protect the legitimate interests of the Company, users or third parties.

The Company will comply with all lawful court orders and governmental requests relating to such information.

Any unauthorised access, interference, testing, scanning or circumvention of the Website's security measures may result in termination of access and may give rise to civil or criminal liability.

14. Events Beyond the Company's Control

You expressly waive and release the Company and its affiliates, directors, officers, employees and agents from any claim for damages arising from causes beyond the Company's reasonable control.

Such causes include, without limitation, failures of electronic or mechanical equipment or communication lines, telephone or other interconnection problems, computer viruses, unauthorised access, theft, operator error, severe weather, earthquakes, natural disasters, strikes or other labour disputes, war, terrorist attacks or governmental restrictions.

15. Termination

These Terms take effect when you begin using the Website and will remain in effect until terminated.

The Company reserves the right, in its sole discretion and without prior notice, to deny you access to the Website or any part of it and to terminate these Terms.

Termination of access or these Terms may take effect without notice.

16. General Provisions

If any part of these Terms is held to be invalid or unenforceable under applicable law, such invalidity or unenforceability shall not affect the validity or enforceability of any other provision. The remaining provisions shall continue in full force and effect, and the invalid or unenforceable provision shall be deemed replaced by a valid and enforceable provision that most closely reflects the original intention.

The Company's failure to insist on strict performance of these Terms shall not constitute a waiver of any subsequent breach or failure to perform.

Any waiver of a right under these Terms shall not constitute a waiver of any other right or provision, nor shall it constitute a continuing waiver of the same right on any other occasion.

These Terms, together with any other terms and conditions expressly incorporated by reference, constitute the entire agreement between you and the Company in relation to your use of the Website and supersede all prior or contemporaneous communications and proposals, whether electronic, oral or written.

All rights not expressly granted under these Terms are reserved.

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